Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Disability insurance is an important element in protecting your financial well-being. This insurance offers income replacement if you get hurt or can no longer work because of physical limitations. So ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you're unable to work due to a chronic illness or injury. People in trade work ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

If you’re a freelancer or entrepreneur, or thinking about becoming one, it’s vital to protect yourself and your business. Here are the top disability insurance providers for self-employed workers: ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

When a person becomes eligible for Social Security Disability Insurance, it's often seen as a financial lifeline. But in some cases, the benefits can create unexpected challenges — especially when ...

Please provide your email address to receive an email when new articles are posted on . Lack of or inadequate disability insurance coverage can be more costly to an orthopedist’s family than death, ...

Though adults know it would be disastrous to lose their income due to a disability, it seems only a minority of them actually insure against that risk. More than three-fourths of the 2,103 adults ...